Depositing cash into your digital asset account should be simple, secure, and transparent. At OKX, the cash deposit feature allows users to quickly fund their accounts using a range of local currencies and region-specific payment methods. Whether you're using the mobile app or web platform, understanding the key details—such as deposit limits, processing fees, and transaction times—is essential for a smooth experience.
This guide walks you through everything you need to know about accessing cash deposit information on OKX, including how to check supported currencies, view applicable fees, understand transaction limits, and estimate processing time—all directly from your account interface.
👉 Discover how easy it is to deposit cash with real-time fee and limit visibility.
How to Access the Cash Deposit Feature
Getting started with cash deposits on OKX is straightforward. Once logged in, you can access the deposit options through either the mobile app or the web platform.
On the Mobile App
- Open the OKX app and log in.
- From the home screen, tap Deposit.
- Select Deposit Cash or choose your local currency option.
This will take you directly to the available deposit methods in your region.
On the Web Platform
- Log in to your OKX account via the website.
- Navigate to Assets in the top menu.
- Click Deposit, then select Cash or your preferred local currency.
You’ll be directed to a page listing all supported cash deposit options based on your location.
Supported Currencies and Deposit Methods by Region
The availability of currencies and deposit methods varies depending on your geographic location. To see what’s supported for your account:
- Go to the Cash Deposit section.
- A list of available currencies (e.g., USD, EUR, GBP, JPY) and compatible deposit methods (such as bank transfer, retail payment networks, or e-wallet integrations) will appear.
These options are dynamically updated based on compliance regulations and local financial infrastructure. Always review your selected method carefully before proceeding.
👉 See which local payment methods are supported in your region.
Understanding Processing Fees for Cash Deposits
Processing fees cover the operational costs associated with handling your transaction. OKX is committed to transparency—any applicable fee is clearly displayed before you confirm your deposit.
How Fees Are Displayed
- If a method has a fee, the exact amount will be shown during the deposit process.
- If there’s no charge, you’ll see “No fee” indicated.
The final fee is always visible on the Deposit Preview screen before submission and is deducted from your deposited amount.
Example:
If you deposit $10 via a method that charges a $2 fee, $8 will be credited to your OKX account.
Types of Fees You May Encounter
Flat Fee
A fixed cost applied regardless of deposit size.
Example: A $3 flat fee means you pay $3 whether you deposit $10 or $1,000.
Percentage Fee
A fee calculated as a percentage of your total deposit.
Example: A 2% fee on a $100 deposit equals $2; on $500, it would be $10.
Percentage + Flat Fee
A combination model where both a percentage and a fixed fee apply.
Example: 1.5% + $1
- Deposit: $200
- 1.5% of $200 = $3
- Plus $1 flat fee
- Total: $4
This structure ensures fair pricing across different transaction volumes while maintaining service quality.
What Are Deposit Limits?
Deposit limits define the minimum and maximum amounts you can transfer into your OKX account within specific timeframes. These limits help ensure regulatory compliance and enhance security.
Limits vary based on:
- Your chosen deposit method
- Your account verification level (e.g., KYC tier)
You can view your current limits when selecting a deposit method. Tap the information (i) icon next to each option for full details.
Types of Deposit Limits
Minimum Deposit Limit
The smallest amount allowed per single transaction. This prevents invalid or negligible deposits.
Daily Limit
Maximum amount you can deposit within a 24-hour period.
Note: This resets on a rolling basis—24 hours after each transaction—not at midnight.
Weekly Limit
Total allowable deposits over seven consecutive days.
Resets 7 days after the transaction that used up the limit.
Monthly Limit
Maximum deposit volume permitted within a 30-day window.
Resets 30 days after the relevant transaction.
Maximum Number of Deposits
Some methods may also restrict how many times you can use them within a set period.
These dynamic limits adapt to your usage patterns and verification status, promoting both flexibility and safety.
Estimated Processing Time for Cash Deposits
Processing time refers to how long it takes for funds to appear in your OKX account after initiating a deposit.
While many cash deposit methods offer instant processing, certain bank transfers may take longer—up to 5 business days, depending on:
- The type of transfer (e.g., domestic vs. international)
- Your financial institution’s processing speed
- Public holidays or weekends
Rest assured, the estimated processing time is always displayed when you select a deposit method, so there are no surprises.
👉 Start a deposit now and see real-time updates on fees, limits, and processing time.
Frequently Asked Questions (FAQ)
Q: Where can I see the exact fee before confirming my deposit?
A: The exact fee is displayed on the Deposit Preview screen before you submit your transaction. It will also show whether it's a flat, percentage, or combined fee.
Q: Why do deposit limits differ between methods?
A: Different payment providers have unique risk models and regulatory requirements, which influence the limits they impose. Additionally, higher verification levels often unlock higher limits.
Q: Do processing times include weekends?
A: For bank transfers that take up to 5 business days, weekends and public holidays are not counted. Instant methods typically credit funds immediately, even on weekends.
Q: Can I increase my deposit limit?
A: Yes—completing higher levels of identity verification (KYC) may unlock increased limits. Check your account settings under “Verification” to see available upgrades.
Q: Is there a way to avoid fees entirely?
A: Some deposit methods are labeled “No fee”—simply choose one of these options during the deposit process to avoid charges.
Q: What happens if my deposit doesn’t arrive within the estimated time?
A: If your funds haven’t appeared after the stated processing time, contact OKX support with your transaction ID for assistance. Most delays are due to external banking systems, not platform issues.
By understanding where to find critical information like fees, limits, and processing times, you gain greater control over your financial activity on OKX. With clear previews, real-time updates, and region-tailored options, every cash deposit becomes a seamless step toward managing your digital assets confidently.