With over 250 cryptocurrencies available for trading, Crypto.com has become a go-to platform for investors entering the digital asset space. One of its most valued features is the ability to seamlessly deposit and withdraw fiat currency directly to and from a user’s bank account. While the platform is mobile-first—offering a sleek app experience—some users may find the withdrawal process slightly unclear at first.
This comprehensive guide walks you through how to withdraw from Crypto.com to a bank account, covering step-by-step instructions, supported currencies, processing times, fees, and limits. Whether you're cashing out Bitcoin profits or moving stablecoins into traditional banking, this article ensures you understand every detail.
Can You Withdraw From Crypto.com?
Yes, absolutely. Crypto.com allows users to withdraw both crypto assets and fiat currency, making it a versatile exchange for managing digital and traditional finances. There are three primary ways to move funds off the platform:
- Withdraw crypto to an external wallet: Transfer digital assets like Bitcoin or Ethereum directly to third-party wallets such as MetaMask or Trust Wallet. Network fees apply based on blockchain congestion.
- Withdraw fiat to a bank account: Convert your crypto holdings into fiat (e.g., USD, EUR) and send the funds directly to your bank. This method is ideal for those looking to cash out cryptocurrency securely.
- Use third-party services: Some users leverage options like Bitcoin ATMs via the Crypto.com Visa card, though these often come with high fees and limited availability.
👉 Learn how to securely manage your crypto withdrawals with trusted tools and platforms.
Supported Fiat Currencies and Withdrawal Methods
Crypto.com supports seven major fiat currencies for bank withdrawals:
- USD – United States Dollar
- EUR – Euro
- GBP – British Pound
- AUD – Australian Dollar
- CAD – Canadian Dollar
- BRL – Brazilian Real
- TRY – Turkish Lira
Each currency uses region-specific payment rails, with bank transfer being the most common method. Below is a breakdown of supported networks:
- USD: ACH (Automated Clearing House) or Wire Transfer
- EUR: SEPA (Single Euro Payments Area)
- GBP: Faster Payments Service (FPS)
- AUD: NPP (New Payments Platform) or BPAY
- CAD: Domestic Bank Transfer
- BRL: TED, DOC, or PIX
- TRY: Local Bank Transfer
Before initiating any withdrawal, users must complete the KYC (Know Your Customer) verification process by submitting government-issued ID and proof of address.
Step-by-Step Guide: How to Withdraw Fiat From Crypto.com
Step 1: Log In to the Crypto.com App
Start by opening the Crypto.com mobile app and logging in using your credentials. The fiat withdrawal function is only accessible through the app—not the web platform. If enabled, enter your passcode, biometric authentication, or two-factor code.
Once logged in, navigate to the ‘Accounts’ tab at the bottom of the screen, then select ‘Fiat Wallet’.
🔐 Tip: For first-time withdrawals, you’ll need to set up your bank account details before proceeding.
Step 2: Set Up Your Bank Account (First-Time Users)
If this is your first fiat withdrawal, tap on ‘Setup New Currency’ within the Fiat Wallet section. You'll be prompted to enter:
- Full name as it appears on your bank account
- Residential address
- Bank account number
- Routing or SWIFT code (depending on country)
- Postal code
After submission, Crypto.com may take up to 24 hours to verify your information. Once approved, your bank details will be saved for future use.
Step 3: Choose Currency and Enter Withdrawal Amount
From the Fiat Wallet dashboard, tap ‘Withdraw Fiat to Bank Account’. Select the currency you wish to withdraw (e.g., USD, EUR). The app will display your current balance in that currency.
Enter the amount you'd like to withdraw. Make sure it does not exceed your available balance or daily/monthly limits.
👉 Discover faster ways to convert crypto into usable cash across global markets.
Step 4: Review and Confirm the Transaction
Double-check all details—including recipient bank account, amount, and currency—before confirming. Once submitted, a 6-digit OTP (One-Time Password) will be sent to your registered mobile number.
Enter the code in the app to authorize the transaction. Upon success, you’ll see a confirmation screen indicating that your withdrawal request has been processed.
How to Withdraw Crypto From Crypto.com
Withdrawing cryptocurrency follows a similar flow but involves blockchain networks instead of banks.
- Open the app and go to ‘Accounts’ > ‘Crypto Wallet’
- Select the cryptocurrency you want to withdraw (e.g., BTC, ETH)
- Tap ‘Transfer’ > ‘Withdraw’ > ‘External Wallet’
- Paste the destination wallet address and select the correct blockchain network (e.g., Ethereum, Solana)
- Enter the amount and review fees
- Confirm with Google Authenticator or SMS code
⚠️ Always test with a small amount first when sending to a new wallet address.
Are There Fees for Withdrawing From Crypto.com?
One of the standout benefits of using Crypto.com is that fiat withdrawals incur zero platform fees. Whether you're withdrawing via ACH, SEPA, or FPS, Crypto.com does not charge for these transfers.
However:
- Receiving banks may apply their own incoming transfer fees
- International wire transfers might involve intermediary bank charges
For crypto withdrawals, fees vary by asset and network:
- Transferring 1INCH to Cronos: 0.2 1INCH
- Same token to Ethereum: 7 1INCH (due to higher gas costs)
These fees go directly to miners or validators on the respective blockchain.
Withdrawal Limits on Crypto.com
Crypto.com enforces both daily and monthly withdrawal limits based on currency and user tier.
Fiat Withdrawal Limits (Examples):
- USD: Up to $500,000 per day / $2 million per month
- EUR (SEPA): €100,000 per day / €500,000 per month
Limits can vary depending on your account verification level and region.
Crypto Withdrawal Rules:
Rather than hard caps, Crypto.com sets minimum withdrawal amounts per network. For example:
- Minimum BTC withdrawal: 0.001 BTC
- Minimum ETH withdrawal: 0.01 ETH
Always check current thresholds in-app before initiating a transfer.
Processing Times: How Long Do Withdrawals Take?
Fiat Withdrawals:
Typically take 2–5 business days, depending on:
- Banking network (ACH vs SEPA vs FPS)
- Weekends and public holidays
- Verification delays (first-time users)
Crypto Withdrawals:
Processing speed depends entirely on the blockchain:
- Fast networks (Solana, Polygon): Confirmed in under 5 minutes
- Slower networks (Bitcoin, Ethereum during peak times): 10 minutes to over an hour
Crypto.com processes outbound transactions quickly; delays are almost always due to network congestion.
Frequently Asked Questions
How do I withdraw money from Crypto.com to my bank?
Go to the ‘Fiat Wallet’ in the app, set up your bank details if it's your first time, select the currency and amount, then confirm with an OTP code.
Can I withdraw from Crypto.com instantly?
Crypto withdrawals can be near-instant on fast blockchains like Solana. However, fiat withdrawals usually take 2–5 business days via ACH or SEPA.
Does Crypto.com charge withdrawal fees?
No platform fees are charged for fiat withdrawals. Crypto withdrawals have variable network-based fees depending on the asset and blockchain used.
What’s the maximum I can withdraw from Crypto.com?
Up to $500,000 per day for USD and €100,000 per day for EUR via SEPA. Limits vary by region and account level.
Why is my withdrawal taking so long?
Fiat transfers depend on banking systems; weekends and holidays add delays. For crypto, check blockchain explorer sites using your transaction ID to track progress.
Can I cancel a withdrawal?
Once confirmed, withdrawals cannot be canceled—especially crypto transactions, which are irreversible.
👉 Maximize your crypto liquidity with efficient withdrawal strategies and secure transfers.