Starting from April 17, 2025 (UTC+8), OKX will gradually implement adjustments to the discount rate tiers for its cross-currency margin mode and portfolio margin mode. These changes are designed to enhance risk management across volatile market conditions, ensuring a safer and more sustainable trading environment for all users.
The update involves increasing the discount rate step size (also known as the decrement interval), which effectively reduces the overall discount applied to collateral assets at higher tiers. As a result, the number of available tiers may decrease, and collateral valuations will be more conservatively assessed based on asset volume.
This adjustment is part of OKX's ongoing commitment to dynamic risk modeling and aligns with industry best practices in derivatives and margin trading.
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Understanding the Discount Rate Tier Adjustment
In cross-margin and portfolio margin systems, digital assets can serve as collateral. However, due to market volatility, exchanges apply a discount rate—a haircut—to these assets when calculating their effective value. For example, 1 BTC might count as only 0.85 BTC in purchasing power depending on its tier and risk profile.
Previously, many coins used a 0.01 step size, meaning each subsequent tier reduced the discount rate by just 1%. Under the new structure, step sizes will increase to 0.02, 0.03, or even 0.05, leading to steeper reductions in collateral value at higher volumes.
Let’s examine a simplified example using a hypothetical coin "X":
Before Adjustment:
- Tier 1 (up to 120M units): 85% discount rate
- Each additional tier increases holdings by 120M units and decreases discount by 1%
- Final tier (Tier 85): 0% discount
After Adjustment:
- Same starting point: Tier 1 at 85%
- But now, each tier reduces discount by 3% instead of 1%
- Fewer total tiers (e.g., only 28 instead of 85)
- Faster decline in collateral effectiveness
This means large positions will see a more rapid reduction in usable collateral value, prompting traders to maintain healthier equity cushions.
Phased Implementation Schedule
To minimize disruption, OKX will roll out these changes in phases across multiple days. Below is the updated timeline:
Phase 1: April 17, 2025 (14:00 – 18:00 UTC+8)
Coins affected:
- FIL, OKB, ORDI, PEOPLE, SATS, X
- ACT, AIDOGE, CATI, DUCK, ELF, ETHW, FOXY, J, LAT, LOOKS
- MAJOR, MEMEFI, NC, OL, SSV, TRB, ULTI, VINE, VRA, XCH, ZENT, ZKJ
Step size change: From 0.01 → up to 0.05
Phase 2: April 18, 2025 (14:00 – 18:00 UTC+8)
Coins affected:
- LTC, DOGE (step size increased from 0.005 → 0.01)
- MERL, CFX, OP, BIGTIME, PNUT, TRUMP, AEVO, ETHFI, WLD
- EOS, ETC, SONIC, WIF, LDO
- YGG, OM, MAGIC, PRCL, ZEUS, MOODENG, HMSTR
- Plus over 30 others including BAL, BSV, BADGER, LUNA, DEGEN
Step size change: From 0.01 → 0.03 or 0.05
Phase 3: April 21, 2025 (14:00 – 18:00 UTC+8)
Coins affected:
- ADA, DOT, LINK, SUI (step size: 0.01 → 0.02)
- ARB, BIO, CHZ, DYDX, EIGEN, ENS, GALA
- MEME, NOT, PEPE, PYTH, TON, UNI
- And major DeFi tokens like AAVE, COMP, CRV
- As well as newer layer-1 and gaming assets
Step size change: From 0.01 → up to 0.05
Phase 4: April 22, 2025 (14:00 – 18:00 UTC+8)
Coins affected:
- SOL and OKSOL (step size: 0.005 → 0.01)
- ATOM, AVAX, BCH, BNB, SHIB, STETH, XRP (→ 0.02)
- APT, BONK, HBAR, ICP
- JTO, JUP, NEAR, STRK
- TIA, TRX, ZETA
- And over 60 mid-cap tokens including ALGO, AXS, CRO
- NFT-focused coins like MANA and ENJ
Step size change: From 0.01 → up to 0.05
⚠️ Note: Adjustments may shift slightly due to market conditions. Users should monitor their portfolios closely during this period.
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Why This Change Matters for Traders
These adjustments directly impact how much buying power your collateral provides—especially if you hold large amounts of any listed asset.
For instance:
- If you hold large quantities of SOL or BNB in portfolio margin mode,
- And those assets cross into higher discount tiers post-adjustment,
- Their contribution to your net equity will drop faster than before.
This could lead to:
- Increased margin requirements
- Higher likelihood of liquidation if positions aren't adjusted
- Reduced effective leverage
Therefore, it’s critical to review your current holdings and open positions before each phase goes live.
Recommended Risk Mitigation Strategies
To avoid unexpected margin calls or liquidations:
- Reduce Position Size: Lower your exposure to highly leveraged trades.
- Add Stablecoin Collateral: USDT or USDC often carry more favorable terms.
- Diversify Collateral Assets: Spread risk across less volatile or unchanged coins.
- Monitor Tier Thresholds: Be aware of volume thresholds where discounts accelerate.
- Use Stop-Loss Orders: Automate protection against sharp price moves.
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Frequently Asked Questions (FAQ)
What is a discount rate in margin trading?
A discount rate (or haircut) is the percentage reduction applied to a cryptocurrency’s market value when used as collateral. For example, a coin with an 80% discount rate means only 80% of its value counts toward your margin balance.
Why is OKX changing the discount rate tiers?
To strengthen risk controls amid growing market volatility and larger position sizes. Larger step sizes prevent over-leveraging and promote healthier trading behavior.
Does this affect all account types?
Yes—but primarily impacts users of cross-currency margin mode and portfolio margin mode. Spot and isolated margin accounts are less directly affected.
How can I check my current tier on OKX?
Log into your account and navigate to the Finance > Earn > Collateral Management section. The system displays real-time tier status for each supported asset.
Will my position be liquidated automatically?
If your effective leverage increases due to lower collateral valuation—and you breach maintenance margin—you face liquidation risk just like any other margin call scenario.
Can I reverse the effect by depositing more funds?
Yes. Depositing additional collateral (especially stablecoins or high-tier assets) can offset reduced valuations and restore your safety buffer.
👉 Learn how top traders maintain optimal leverage with smart collateral strategies.
Final Thoughts
OKX's decision to adjust discount rate tiers reflects a proactive approach to risk mitigation in decentralized finance environments. While the changes may require short-term portfolio adjustments, they ultimately support long-term platform stability and user protection.
Traders who act early—by rebalancing collateral, reducing leverage, or using hedging instruments—will be best positioned to navigate this transition smoothly.
As always, staying informed is the first step toward successful trading. Use OKX's suite of analytical tools and alerts to stay ahead of structural updates that impact your bottom line.
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