Withdrawing United Arab Emirates Dirham (AED) from your digital asset account to your local bank is a seamless process when you know the right steps. For users in the UAE, OKX offers a secure and efficient way to transfer AED directly to verified bank accounts using local bank transfers. This guide walks you through the complete withdrawal process, verification requirements, fees, processing times, and frequently asked questions—ensuring you can move your funds with confidence and clarity.
Whether you're accessing your account from a desktop or mobile device, the steps are straightforward and designed for fast execution. Let’s dive into how you can successfully complete an AED bank transfer withdrawal.
How to Withdraw AED from OKX
You can withdraw AED directly from your OKX account balance to your registered UAE bank account. This service is currently available exclusively to customers residing in the United Arab Emirates, in compliance with regional financial regulations.
On the Web
To initiate a withdrawal using the web platform:
- Log in to your OKX account at okx.com.
- Navigate to Assets, then click on Withdraw.
- Choose United Arab Emirates Dirham (AED) as your withdrawal currency.
- Select your preferred withdrawal method, enter the amount you wish to withdraw, and click Preview Withdrawal.
- Confirm the details and enter your two-factor authentication (2FA) code or SMS verification code.
- Click Withdraw to finalize the transaction.
👉 Start your secure AED withdrawal now with just a few clicks.
On the Mobile App
For on-the-go access, use the OKX mobile app:
- Open the OKX app and go to the Withdraw section.
- Tap Withdraw AED.
- Choose your verified bank account, input the withdrawal amount, and tap Preview Withdrawal.
- Enter your 2FA or SMS verification code.
- Confirm by tapping Withdraw.
The process is intuitive and optimized for speed, allowing UAE-based users to access their fiat funds quickly and securely.
Important Notes Before You Withdraw
Before initiating any withdrawal, it’s essential to understand key policies and limitations that apply to AED transfers:
- First-time verification required: If this is your first AED withdrawal, you must verify ownership of your receiving bank account.
- Only verified accounts are eligible: Bank accounts displayed in light grey within the interface are unverified and cannot be used until confirmed through a deposit.
- Withdrawal fee: A flat fee of 75 AED applies per transaction.
- Minimum withdrawal amount: You must withdraw at least 200 AED, which includes the 75 AED fee (meaning the net credited amount will be 125 AED).
Processing time:
- Transfers of 50,000 AED or less are processed within 1 business day.
- Amounts over 50,000 AED may take up to 5 business days.
- Business hours: Processing occurs Monday to Saturday, from 09:15 to 17:45 (GMT+4). Requests submitted outside these times will be handled on the next business day.
- Potential delays: In cases of system maintenance or banking partner outages, withdrawals may experience temporary delays.
How to Verify Your Bank Account for First-Time Withdrawals
To comply with UAE financial regulations and ensure secure transactions, OKX requires users to verify ownership of their bank accounts before making their first AED withdrawal.
Verification Process
You can verify your account by making a deposit into your OKX beneficiary account using the same bank account you intend to withdraw to.
Here’s how:
- Initiate a bank transfer from your personal UAE bank account to your OKX deposit address (available under the Deposit section).
- Use the exact same account you plan to withdraw funds to.
- Once the deposit is successfully credited to your OKX wallet, your bank account will be automatically verified.
After verification, the account will no longer appear in light grey and will be eligible for future withdrawals.
👉 Verify your account today and unlock instant AED withdrawals.
This one-time step enhances security and ensures compliance with anti-money laundering (AML) standards.
Core Keywords for Search Optimization
To align with user search intent and improve discoverability, this guide naturally integrates the following core keywords:
- Withdraw AED
- AED bank transfer
- OKX withdrawal
- UAE bank transfer
- Verify bank account OKX
- AED withdrawal fee
- OKX fiat withdrawal
- Fast AED transfer
These terms reflect common queries from users in the UAE seeking reliable methods to move funds between their digital asset platforms and local banks.
Frequently Asked Questions (FAQ)
Why can’t I see the “Withdraw AED” option?
The “Withdraw AED” feature is only available to users in specific regions, including the UAE. If you don’t see this option, it may be due to your account’s location settings or regional restrictions based on local regulations.
Can I withdraw funds while my bank account verification is pending?
No. You must complete and confirm bank account verification before initiating any AED withdrawal. Until verification is successful, withdrawal options for unverified accounts will remain disabled.
How do I know if my bank account is verified?
Your bank account is verified once a deposit made from that specific account has been successfully credited to your OKX balance. Verified accounts will be fully visible and selectable during the withdrawal process.
What is the minimum amount I can withdraw in AED?
The minimum withdrawal amount is 200 AED, which includes a 75 AED fee. This means the smallest net amount you can receive in your bank account is 125 AED.
How long does an AED withdrawal take?
Most withdrawals of 50,000 AED or below are completed within one business day, provided they are submitted during operational hours (09:15–17:45 GMT+4, Monday–Saturday). Larger amounts may take up to five business days.
Are there any hidden fees for withdrawing AED?
There are no hidden charges. OKX applies a transparent flat fee of 75 AED per transaction. The fee is deducted from your withdrawal amount, so ensure your total request covers both the fee and desired payout.
👉 Get full control over your AED funds with fast, secure withdrawals.