Understanding the current exchange rate between USDC (USD Coin) and the Philippine Peso (PHP) is essential for digital asset users, investors, and those involved in cross-border transactions. This guide provides real-time data, historical trends, and practical conversion insights to help you make informed decisions when converting USDC to PHP.
Current USDC to PHP Exchange Rate
The live exchange rate for 1 USDC to PHP stands at ₱56.42 as of the latest update. This means each USDC is equivalent to approximately 56.42 Philippine Pesos. The rate has seen a slight decrease of less than 0.01% over the past 24 hours, reflecting minimal volatility in the pairing. Despite short-term fluctuations, USDC remains stable due to its 1:1 peg with the U.S. dollar, making it a reliable digital dollar alternative in the Philippines and beyond.
Over the last 30 days, USDC has appreciated by 0.03% against the PHP, indicating a marginally strengthening trend. This subtle shift may be influenced by broader macroeconomic factors such as U.S. interest rates, inflation data, and local Philippine market dynamics.
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Historical Performance: USDC vs Philippine Peso
Tracking historical exchange rates helps identify trends and supports strategic decision-making. Below is a summary of the USDC to PHP rate over the past week:
- Jul 04, 2025: ₱56.42 (-0.10%)
- Jul 03, 2025: ₱56.48 (+0.21%)
- Jul 02, 2025: ₱56.36 (+0.20%)
- Jul 01, 2025: ₱56.25 (-0.18%)
- Jun 30, 2025: ₱56.35 (-0.35%)
- Jun 29, 2025: ₱56.55 (-0.01%)
- Jun 28, 2025: ₱56.56 (-0.01%)
The data shows that the exchange rate has remained relatively stable, fluctuating within a narrow range of ₱56.25 to ₱56.56 over seven days. The slight dip on June 30 and July 1 suggests minor downward pressure, possibly due to regional market sentiment or temporary liquidity shifts.
Historically, USDC reached an all-time high of ₱132.57 on November 16, 2021. This peak occurred during a period of heightened crypto adoption and peso depreciation against the U.S. dollar. Since then, the rate has normalized as global markets stabilized and regulatory clarity improved.
Real-Time Conversion: USDC to PHP
For users needing immediate conversion values, here’s a live reference table showing how much PHP you receive for various USDC amounts:
- 0.5 USDC = ₱28.21
- 1 USDC = ₱56.42
- 5 USDC = ₱282.09
- 10 USDC = ₱564.18
- 50 USDC = ₱2,820.89
- 100 USDC = ₱5,641.78
- 500 USDC = ₱28,208.89
- 1,000 USDC = ₱56,417.78
These values are updated in real time and reflect current market conditions.
Conversely, if you're converting from PHP to USDC:
- ₱0.50 = 0.008862 USDC
- ₱1 = 0.01772 USDC
- ₱5 = 0.08862 USDC
- ₱10 = 0.1772 USDC
- ₱50 = 0.8862 USDC
- ₱100 = 1.77 USDC
- ₱500 = 8.86 USDC
- ₱1,000 = 17.72 USDC
This bidirectional conversion capability is particularly useful for remittances, online payments, and digital wallet management.
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Why Use USDC in the Philippines?
USDC has gained significant traction in the Philippines due to its stability, fast transaction times, and integration with local fintech platforms. It serves as a bridge between traditional finance and blockchain-based systems, especially beneficial for:
- Overseas Filipino Workers (OFWs) sending remittances
- Freelancers and remote workers paid in crypto
- E-commerce merchants accepting digital payments
- Investors diversifying into stable digital assets
Unlike volatile cryptocurrencies like Bitcoin or Ethereum, USDC maintains a consistent value tied to the U.S. dollar, reducing risk while enabling seamless cross-border transfers.
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Frequently Asked Questions (FAQs)
What is the current price of 1 USDC in Philippine Peso?
As of today, 1 USDC is worth approximately ₱56.42 in Philippine Pesos. This rate is updated in real time based on global market conditions.
How much USDC can I buy with ₱1?
With ₱1, you can purchase about 0.01772 USDC. This inverse rate helps users understand purchasing power when exchanging pesos into stablecoins.
Has USDC increased or decreased in value against PHP recently?
Over the past month, USDC has slightly increased in value by 0.03% against the Philippine Peso, indicating minimal but positive movement.
What was the highest USDC to PHP exchange rate in history?
The all-time high for USDC against PHP was ₱132.57, recorded on November 16, 2021. This spike coincided with broader cryptocurrency adoption and economic uncertainty affecting fiat currencies.
Is converting USDC to PHP safe and secure?
Yes, converting USDC to PHP through reputable platforms is secure. Ensure you use regulated exchanges or wallets that support KYC verification and offer robust encryption.
Can I use USDC for everyday purchases in the Philippines?
While direct merchant adoption is growing, most users convert USDC to PHP via exchanges before spending. Some digital wallets and payment apps now support stablecoin integration for broader usability.
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